curl --request GET \
  --url http://localhost:8080/users/{user_id}/insurance_policies \
  --header 'Authorization: Bearer <token>'

{
  "data": [
    {
      "benefit_id": "<string>",
      "benefit_name": "<string>",
      "created_at": "<string>",
      "daily_premium_amount": {
        "currency": "INR",
        "value": 123
      },
      "dependant_ids": [
        "<string>"
      ],
      "grace_period_days": 123,
      "id": "<string>",
      "last_modified_at": "<string>",
      "monthly_premium_amount": {
        "currency": "INR",
        "value": 123
      },
      "nominee_details": "<unknown>",
      "primary_user_id": "<string>",
      "status": "pending",
      "end_date": "2027-01-15",
      "external_policy_id": "<string>",
      "metadata": {
        "dependant_mrn_map": {}
      },
      "start_date": "2026-01-15"
    }
  ],
  "limit": 123,
  "offset": 123,
  "total": 123
}